Here are some of our frequently asked questions
Will Your Service Help Me Get a Home Loan?
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home loan.
How Does Credit Reporting Work?
Financial Companies are commonly referred to as lender of last resort, as their rates and terms are not as favorable as those offered by banks and credit unions.
How Long Will I Need to Stay in the Program?
Most people find a period of at least three months is necessary while some stay in for up to six months to effectively increase their score.
Is Credit Repair Legal?
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.”
What Does Your Consultation Include?
We will help recover your credit report and email it to you then we’ll go over the specific details of your credit history with you and identify what items in your history are damaging your credit. We will also analyze your positive credit and explain how to optimize your report using techniques for paying bills along with opening and/or closing accounts. You are billed nothing until this is complete. Truly No Obligation. Whether or not you sign up, we bet you’ll learn something.
What is a Credit Score?
A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850. The higher your score is the more likely you are to get a loan. Even if approved for a loan you are subject to higher interest rates than someone with a higher credit score.